Just some thoughts about life experiences
So the people who won't work can have money
Published on September 8, 2006 By MythicalMino In Politics
Ok...here is the situation....

My wife cannot work anymore due to getting ready to have our baby at anytime....

There goes HALF of our 2000 dollars a month income. While she is working, we do not get, nor do we need, any help (cash assistance or food). We make our way, and do what we can, and we come out ok....

But, there is going to be 2 months without her income...just mine.....and I barely break 1,000 dollars a month.

She goes to FIA, and puts in the paper work to our case worker, and we are thinking surely with a family of 5, with only 500 bucks every 2 weeks coming in, we will get SOME help....

That was a good joke....we are turned down....we can get "some" food stamps....but as far as the cash assistance goes (which is what we really need, we don't need foodstamps, we can make our way on less than 100 bucks a month if we need to), we need the cash assistance to pay our bills (auto insurance, utilities, house payment, gasoline for the car....). But, we are turned down flat for that....I make too much.

How in the HELL do I make too much? I pay taxes....every paycheck, I pay my taxes....but I cannot get help when I need it? Meanwhile, I KNOW a person (my sister in law's jackass of a boyfriend) who not only doesn't work, but refuses to even try to find a job, they get all kinds of assistance....500 bucks in food stamps...and over 600 cash assistance....

How does this work? Why am I not able to get help for 2 months, while he (and countless others) can just suck the system dry, without even a thought of even pretending to pretend to look for a job? (His reason for not working? "Why should I work when we are getting more money from the government when she isn't working...")

Not sure why I even pay taxes....the help is not there for me when I need it. Why should I pay taxes to help other ppl NOT work? Oh, yeah....that's right....it is the damn law....

Chris
Comments (Page 1)
on Sep 08, 2006
then again...maybe I just don't understand the whole paying taxes for social services....
on Sep 08, 2006
The system is totally screwed
on Sep 08, 2006

The system is totally screwed

Ditto

on Sep 08, 2006

Sorry to hear about your situation.  This is a terrible time for you and your wife to be so stressed.

Can you get a bank loan to get you through til your wife is working again?

Definitely look for a better job, guy.  $2k a month for a family of 5 ain't gonna cut it.

on Sep 08, 2006
is she able to file a disability claim?
on Sep 08, 2006
well....with 2k a month, we CAN make it, and we do pretty good for ourselves....BUT, saying that....I am trying to get a better job. I have been trying to get into management, and I am on the "verge" of making it....just a matter of time, really. And management starts at about 40k a year.

The problem I am having with "the system", is that we really do try. We both work...40 (sometimes more) hours a week. I pay my taxes....so why isn't "the system" there to help me when I need it? I am not looking for a handout...I am just asking for some of my money back....

as far as a disibility claim............how would she do that? Serious question...who would she talk to about that? At her job, she became a manager (McDonalds...she is going to college to go into Radiation Therapy), but she has not been a manager long enough to get any thing from them....

As for the whole situation, we will somehow come through it...we always do. Just not sure as to how.

Someone mentioned to me tonight, maybe about going to the Salvation Army for assistance with the utilities or the house payment for the couple months she will not be working. Does anyone know if the Salvation Army does that anymore? Even if we got help to just help pay part of the utilities, I would be much more at ease....

And thanks for the comments....I really do appreciate them.

Chris
on Sep 08, 2006
I believe the Salvation Army does still help people. Also I'd suggest talking to the pastors of the churches in you area.
on Sep 09, 2006
As far as the taxes thing goes...do you actually pay in?

With your income level and 2 children (3 on your 05 filing), you guys should be receiving the child tax credit. You should be getting every penny you paid in back, and then some.

Is this not happening for you?

Regardless, I sincerely do hope you're able to get some assistance to get you through the time your wife is out of work. I know this must put tremendous pressure on both of you at time that should be filled with joy. Best wishes.
on Sep 09, 2006
Heh, and just for fun, some anecdotal evidence of welfare fraud.

I know a woman who is a SAHM. Her husband has a decent job. They live in a new home they've bought. Her husband also just bought her a $5K diamond ring and a new car.

She is pregnant and ALL her medical expenses are funded by taxpayers via Medicaid.

Nice, huh? I imagine that $5K ring would go a long way toward paying for her medical care during her pregnancy.
on Sep 09, 2006
regarding disability: doesn't her employer deduct some sorta disability insurance payment from her check? if so, it seems she'd be able to collect benefits for whatever time she's physically unable to work. perhaps you should start by talking to her physician?
on Sep 12, 2006
what do you do for only 1,000 dollars a month and where do you reside?
on Sep 12, 2006
That 1,000 dollars a month is after taxes...and it is anywhere between 500-550 (sometimes a little more). I work at my Walmart....I am (thinking) that I am within a year of getting into management (which would take me to salary, and that would be 40k a year). My wife works at McDonalds, been there for about almost 5 years...she is a manager (but not a manager long enough, along with needing to go to a couple 3-day classes out of state, that we cannot afford for her to go to to get disability).

It is all going to work out in the end, I guess....I have some stocks I will be able to draw upon (so many times, the Stock Program at Walmart has kept us out of trouble). Really, it is just a matter of time until I am able to get into management....just a few more managers to impress, then I am "in there!"

Tex is right, we do get the child tax credit.....BUT....if I am remembering correctly, we have to claim any assistance on our tax return, so that would still come out of that. But really, that is not my point...the point is, the system rewards those who don't work (and basically, refuse to work), while "penalizing" those that do. We are the "working poor", "the forgotten", and we are the ones that fall through the cracks, and the ones that the politicians (whether the politician be republican or democrat) don't care about.

Yesterday we had a meeting with our case worker. Basically, I couldn't even make minimum wage and get help. Somehow, I feel that that is a seriously screwed up situation.

But...we will make it through....we always do....that is one thing about my wife....she sticks by me through some of the toughest times in our lives....and she is still here, standing right next to me. Too bad my government who I pay taxes to won't.

Personally, I am still amazed that 1,000 dollars a month is more than enough to take care of a family of 5....but....I guess, somehow, it is....

Chris
on Sep 12, 2006
Oh, one more thing....our caseworker, instead of agreeing that the system is flawed, shifted pretty much all the blame over onto McDonalds.....I thought that was interesting....

Well, it is McDonalds fault (I agree to an extent, they are not giving her disability, but it is not their fault that the state will not help us). It is also Bush's fault (according to the caseworker)...."As long as there is a republican administration, there will be more cuts" is what she told us yesterday....interesting.....I think it is just simply politicians, period.

But, she never really said that the system itself is screwed up, just that it is everyone else's fault (except for the democrats....she actually outright spoke badly of the "republican administration" and the republican congress).

Oh well....she is living off my tax money, living good....I guess that is all that matters in the end.
on Sep 12, 2006
Oh well....she is living off my tax money, living good....I guess that is all that matters in the end.


A well learned lesson...social services workers are the biggest welfare recipients you'll find.

I think a better system would revolve around privatizing social security, and tying "welfare" benefits for the working poor to their social security accounts.

But what do I know?
on Sep 12, 2006
Mino,

I'm curious: If you had known nine months ago that the state would not pay you to have another child, would you have still gone ahead with your plans? What would you have done differently, to prepare for this extra financial burden and moral responsibility, if you had known you couldn't count on the state to cover your expenses?